Looking for interest-bearing/lending and borrowing services as a Celsius Network alternative?
Our list of Celsius Promo Codes have moved.
It’s fair and quite prudent that you are looking into other alternatives to Celsius. First, to ensure you are maximizing your own returns (i.e., who has the best crypto interest rates), but also to help spread out your funds across multiple services as a security hedge (never put all your eggs in one basket).
Plus, you may find certain coins only available on certain services or other add-on products that you could benefit from. Different services also have different apps, interfaces and you might find that you prefer one over the other after testing it out.
So, let’s find out what Celsius Network alternatives are out there:
Voyager is a US-focused service and also the only one that is a publicly listed company (if that matters to you). One stand-out feature compared to Celsius is that it supports Cardano and offers approx. 5% APY on that token.
Voyager has very competitive, if not better interest rates for some tokens.
Voyager supports around 60 tokens.
Blockfi offers interest-bearing accounts and supports a lot of the same tokens that Celsius does (BTC, ETH, and other top tokens). Blockfi also has a credit card offer that is currently available (the celsius.network credit card is still unreleased). It is a top alternative to Celsius and has been around for about the same amount of time.
The BlockFi Interest Account is available to users worldwide, with a few exceptions.
Is Celsius or Blockfi better?
Celsius has higher rates for most tokens (notably higher on BTC and ETH for the first coin).
Another popular alternative to celsius.network is Crypto.com. Crypto.com has an app, interest-bearing crypto accounts and a credit card service. They also have CRO, which is their own token.
Crypto.com Earn is the interest-bearing product. Do note that Crypto.com features lockup terms, and the interest rate is impacted by the length you select (flexible (no term), 1 month or 3 months).
New users can claim $25 dollars by signing up with this link. Note: ad blockers might filter the referral code: hmbqqfpsej
We will continue to research and list the best interest-bearing crypto account services, so our community can download, test and find the best service for their specific needs. Also, check the current Celsius Network interest rates.